Noosa is revolutionizing the consumer finance landscape for Online Travel Agencies (OTAs) by offering a bespoke, embedded finance solution that transcend traditional Buy Now Pay Later (BNPL) offerings. While most BNPL services cater to e-commerce with a one-size-fits-all only approach at checkout, Noosa on the other hand addresses the distinct nature of the travel sector, where customers who “pay now and travel later” have to commit to an upfront payment for their future travel plans or be approved for a travel loan.

Noosa’s platform enables OTAs under the “merchant regulation exemption” to offer personalized deferred payment plans either interest-free or interest-bearing leveraging the unique travel booking properties throughout the booking cycles, however early or late, thereby making travel financing accessible to nearly every customer.

By integrating our seamless, headless finance within the booking journey our solution significantly minimizes abandonment rate, boosts booking value, and encourages earlier bookings. This innovation not only strengthens customer relationships but also amplifies marketing efforts, fostering customer loyalty and encouraging repeat business.

With Noosa, OTAs gain a competitive edge through our novel approach to credit pricing, risk assessment, and an innovative marketing layer that sets us apart from competitors in the market.